Infinite Possibility

Infinite Possibility

What is possible? Have you ever come up with a great idea or had
a dream and killed it before it even had a chance to see the
light of day? It seems that before we even give our dreams a
chance, we often throw in a reality check and immediately ask -
is that really possible? Whether it is a quick gut check out of
fear or our limiting beliefs speaking, it seems the safe way out
and a way to maintain the status quo. I am certain that a
million great personal and professional journeys get stopped
right at this question.

What would our world be like today if people like Thomas Edison,
Louis Pasteur, or Marie Curie asked themselves that question and
just gave up? What if all the legendary artists and musicians
compromised or listened to some authority figure telling them to
“get a real job”?

Summer is a great time for kicking back and relaxing. It is also
a fabulous time to find inspiration because when we take a
little time to “play” our best ideas come to us. So, consider
these 2 inspiring observations on the idea of what is possible.

The Man in Yellow

Unless you have been living under a rock, you have at least
heard about Lance Armstrong’s comeback from cancer to win the
Tour de France an unprecedented 7 times in a row. As a cyclist
and fan, I’ve read and watched more than my share of Lance
related news and features. However, there are a few key points
that I think are worth pondering for a few moments as we look at
“what is possible”.

When Lance was diagnosed with metastasized cancer in 1996 as he
was emerging as a champion cyclist, all bets from the top
medical professionals in the land were that this guy had 30%
chance or less to survive yet alone return to his profession as
a cyclist. What if Lance looked at the odds and asked himself
“what is possible” and just gave up? It would have been easy
enough to do, but he didn’t even consider that as an option. He
set his mind and body on the singular focus of recovery and came
through beating all odds.

Well, that’s beating impossibility enough, isn’t it? Well, no,
it’s not; he may have beat cancer, but what about being a
competitive cyclist? Surely most people would consider the
question “what is possible” and then go find a desk job
somewhere. Nope. Not this man, he chose to ignore what was
possible and decided to create his own possibility.

But surely, it is not possible for this man to be competitive
yet alone win the toughest and most physically grueling bike
race on the planet (over 3000km in 20 days of racing with untold
meters of climbing). Well, the impossible must be possible
because on July 24, 2005 he won it for the 7th time in a row and
has dominated his sport like no other in the history of cycling.
Not only that but through his non-profit foundation he directly
impacts the lives of many in the cancer community while pushing
the scientific community to take research to a new level.

Be strong. Pain is temporary but quitting lasts forever. – Lance
Armstrong

Besides the belief that it is possible, the ability to carry on
and not quit even when things look bleak makes all the
difference in defining what truly is possible. While life offers
no guarantees, belief, attitude, and hard work most certainly up
your odds and bring the impossible closer to possible. For
millions of people, especially those affected by cancer, this
man has redefined the realm of possibility.

Some Flightless Waterfowl

What would a bunch of penguins have to do with defining
possibility? I mean, really they are birds and cannot even fly!

Well, I recently went to see the most remarkable documentary
movie March of the Penguins. It is an unforgettable tale of
love, determination, and the seemingly impossible existence of
the emperor penguin.

Each winter, in the coldest, most inhospitable climate on the
planet, Antarctica, the emperor penguins begin a journey they
have taken for millions of years. While I couldn’t begin to do
the tale justice, the bottom line is these creatures walk
hundreds of miles in sub-freezing temperatures, go without food
for months, and risk their lives daily all for the singular
focus of bringing forth new life.

Now I know these penguins are not sitting around the iceberg
eating fishes and analyzing the intellectual possibility and
probability of this journey. But, you just have to say, after
watching the film, how the heck is that possible? Was Mother
Nature off her rocker the day she designed this? Well, maybe
it’s because the penguins don’t ask, they just do what they need
to in order to live and thrive and that is what makes the
impossible possible.

What’s Possible for You?

While these little examples exemplify the notion of “impossible
made possible”, my hunch is that you see examples like these,
feel a huge sense of inspiration, but often take not another
step forward because you think – but it’s not possible for me.

So, this month, do a little mid-year exploration of your goals
and dreams. What has been stopping you from taking that first
step? Has it been the “is it possible” question?

If so, take a few minutes to explore things from the belief that
possibility is infinite. From the vantage point of knowing
anything truly is possible, ask yourself, “What will I do
different today, tomorrow, and in the future to make my dreams a
reality”? Spend some time journaling or brainstorming about it
and create your own new realm of possibility.

The Paula G Company specializes in helping stressed out and
overwhelmed women business owners achieve more success without
all the burnout. Learn more and download the FREE REPORT: “Top
10 Causes of Burnout and How to Avoid and Eliminate Them” at her
website: http://www.thepaulagcompan
y.com

Related Possible Articles

Posted in Possible | Tagged , | Leave a comment

Woman Shall Rise

Woman Shall Rise

Woman shall rise.

Dalip Singh Wasan, Advocate.

It is on record hat woman is physically weak and that had been the reason she has been left behind and this man had been trying to walk ahead all alone. The man on this earth could not achieve what he could have achieved, had he taken the woman with him throughout in history. God had created this woman for him to give this man a complete companion, but somehow this man could not understand this woman and that had been the reason, he had been trying to keep this woman as his slave. She had been left un-educated, untrained and she was not allowed to work and earn. She had been put at work in the house where no wages had been fixed for her and she had been considered as a dependant upon the man who was earning money for the running of the house. The man never assessed the work which had been allotted to her share in the house. The man had been getting his breakfast, his lunch, his dinner, sex, children, service, clean clothes, clean house, service when the man was ill and look after the children and the man never realized that all these duties require energy, time and devotion and if this woman is not at the house, he would not be able to maintain this house which is functioning for him as his home. The man never realized that this home had been established only because he could get a woman and had this marriage system not been established, this man would have got no home and he would have been running after women and would have been establishing prostitution homes, institutions of call girls, institution of keeps and there could have been chances that this man would have been indulging in rape cases and there could have been chances that most of the men could have been in jails.

Time has come when this woman has started realizing her worth and she is getting proper education, proper training and she is getting adjustment at work and most of the women are entering work-field and now when they are earning shoulder to shoulder with this man, they have started realizing that they are not slaves but this man cannot live without them. The woman is on the rise and if this process continues, they shall be turning this man as their slaves. The parents are trying to see that their daughters are also on their own feet before their marriage, because they are not happy with the plight of their daughters in the houses of their in laws. Therefore, they are preparing their daughters in such a way that they shall be able to face all the situations and there are chances that the people in the house of their in laws shall be behaving properly or they shall not be getting girls for their sons. The man on this earth is realizing that if this woman decides to remain un-married, what shall be the position of this man on this earth. He would not get a house which could be converted into a home. He shall live life of single man and that shall establish this earth into a Hell for him.

Woman of tomorrow shall be acting like man and there are chances that this round earth may turn in their favour and shall give them a chance to rule over the man. The future shall be in the hands of women and therefore, the men must prepare themselves for these challenges. He should start accommodating this woman and must give her a right place and if fails, he shall suffer. The man must realize that this woman is more powerful and once she gets the throne, this man shall not be able to live like a slave. His position shall be worse because this woman shall start taking revenge from this man who had been keeping her slave since centuries and had been committing all tyrannies on her. Revenge from the side of woman shall be more serious and grave and this man who had been ruling her for centuries shall be given due punishment. So the man of today should realize his position and must start behaving properly and accommodate his woman in a suitable manner. That shall keep her as his friend and life partner and she would not be taking revenge from the man on this earth.

———————–

More Shall Articles

Posted in Shall | Tagged , , | Leave a comment

Stop Losses the Right Way, Where, and How

Stop Losses the Right Way, Where, and How

When volatility is high and stocks whipsaw up and down, how do you know where to place a stop loss?  Is there a right distance from the stock’s price to place the stop loss?  Is there a correct procedure to determine where to put it?  As the stock approaches the stop loss, you may get nervous and want to cancel the stop loss so the stock will not be sold.  How do you keep from selling too soon or from getting “psyched” out of a good stop loss (as when emotions cause a person to second-guess reason) and staying with a bad position too long?  The answer to the first questions is related to the answer to the last question.  If your stop loss placement is mathematically sound and based on the laws of probability, and you truly understand and accept what that means, you won’t be as easily psyched out.  That is a major advantage of a volatility stop loss.  It is based on mathematically determined significance.  The same can be said for stop losses based on support levels.  A breakdown through a support level is an event of significance. 


Getting “psyched out” is a psychological problem that often gets in the way of disciplined investing. Once, when I was managing accounts on behalf of our advisory firm, a client called and asked if it wouldn’t be a good idea to have stop-losses in place to protect us if any of our stocks plunged. I had just taken the positions and had not yet placed the stops. At the time, I agreed that stop-losses would be appropriate. I had been teaching clients for many months about the need to implement a stop loss for every position. The lessons apparently were sinking in.  The feedback I was getting from clients suggested that they were in agreement about the need to sell quickly when a stock declines more than is characteristic for the stock or when it plunged through a pre-determined level of support.  However, when one of those stop-losses was triggered, a client called who wanted to know why I sold when the stock was low. This person wanted to wait for the stock to rebound before selling.  This is a form of seller’s remorse.  The client agreed that selling early while the loss was still small was the best procedure.  However, when it came down to locking in a small loss, the individual was conflicted. He agreed with the strategy in theory but not with its implementation.  Nobody likes to take a loss.  Here is a special Bulletin: any person who does not use stop losses is begging to be taught a lesson in risk control.  The market will oblige.


There are those who firmly believe in risk control but get “psyched out” of their discipline by the market.  For example, a person might try to use a stop-loss but then give up on stop-losses altogether when that stop is triggered just before the stock resumes its climb.  The root of the stop-loss “problem” is the uncertainty that stems from most people’s lack of knowledge regarding proper stop placement. They either place the stop too far away from the stock, or they place it so close that it is virtually certain to be triggered.


If a stock repeatedly rebounds after a decline to , then there is support at .  That means there is demand at that level.  If the stock drops through that price, it means the selling was severe enough that it overwhelmed all the buyers at that level.  That is a significant event.  Just below that buying support is where a stop loss belongs.  If the stock breaks through that support, it is destined to go lower.  Our traders at stockdisciplines.com look for significant events like this and they also look for events that are statistically significant.  That is, when stock behavior is outside the normal distribution of excursions for that stock, it is considered significant.  Here is an example.  If it is normal for a stock to make an excursion of up to 2% on either side of a 50-day moving average within a period of 100 days, then an excursion of 3% below the moving average would be significant.  Refusing to sell on a significant negative event will not stop the decline.  It will only cost you money.  People do not like to admit they are wrong.  They cling to the hope that the stock will eventually live up to expectations.


Assume that the distribution of a stock’s daily low prices about its moving average indicates that downward price excursions equal to or greater than 4% below the stock’s moving average occur only once in 200 days.  Assume also that you are trying to capture the gains achieved by trends that last about 100 days.  A spike of 4% below the moving average would be well outside the probability envelope of your investment time-horizon (the stock is deviating much more than is “normal” for the stock).   That kind of price excursion would be a significant event.  That is where a stop loss belongs.  It would be foolish to keep holding the stock and hoping for a recovery.  To do so would be blatant evidence of a lack of discipline.  A disciplined trader would sell immediately.  Even if the trader should later decide to repurchase a stock recently sold, the decision will be based on much greater clarity of thought and with more objectivity after it is sold than the decision to retain a stock that is already in the portfolio.


Of course, the caller mentioned above knew the stock was at a low by hindsight. If the stock had continued to fall, the caller would have thought the move was well-timed. The point is that at any given moment one can never be 100% sure what a stock will do next.  One of the biggest errors a trader or investor can make is to confuse what is with what is hoped for or with what has been.  The best traders always keep their eyes on the present. Acting on what is (on what the facts actually are in the present) sometimes means relinquishing your preconceptions about what a stock ought to do.  If a stock has broken through support, forget about your expectations for the stock.  The company may be great and its product may be wonderful, but its stock is for some other time.  Additional information and videos about stop losses are at http://www.stockdisciplines.com/stop-losses


Copyright 2008, by Stock Disciplines, LLC. a.k.a. StockDisciplines.com

Dr. Winton Felt has current market reviews, stock alerts, and free tutorials at http://www.stockdisciplines.com Information and videos about stock alerts and setups are at http://www.stockdisciplines.com/stock-alerts Free tutorials are at http://www.stockdisciplines.com/free-tutorials

Related Stop Articles

Posted in Stop | Tagged , , | Leave a comment

KM Lists’ Email Blast Service Offers Affordable, Reliable Email Marketing and Campaign Management

KM Lists’ Email Blast Service Offers Affordable, Reliable Email Marketing and Campaign Management

As more businesses work to reduce direct marketing expenses while increasing qualified leads, one company has introduced a way to cut costs on businesses’ email marketing expenses while increasing the success of their campaigns.

KM Lists, a leading direct marketing company that provides targeted mailing & email lists, is now offering email broadcasting, a new email blast service for affordable email campaign management.

The newly-introduced Email Broadcasting offers businesses of all sizes and industries complete email campaign management for an affordable .10 per email delivery.  According to Pam Holden, Vice President of KM Lists, the service also alleviates the hassles of implementing and managing email marketing campaigns, while working to increase the response rate of future campaigns.

“To take advantage of Email Broadcasting, a business simply provides us with the desired email list and message.  From there, we implement the email marketing campaign and handle all of the back-end analysis,” explains Pam Holden, Vice President of KM Lists. “The email blast service includes email list management services, providing clients with a list of ‘suspect addresses’ so that lists can be updated for the next blast.”

According to Holden, one of the most exciting features of KM List’s Email Broadcasting is its ability to provide enhanced business intelligence.

“With advanced reporting capabilities, the Email Broadcasting system allows us to provide clients with data to help predict the results of future campaigns,” Holden reports.  “This insightful look into a campaign’s success rate offers many companies an unprecedented level of business intelligence for a significant return on investment.”

For more information about KM Lists’ email blast service, please call 1-800-635-5833 or visit http://www.kmlists.com.

Since 1987, KM Lists has been providing Superior Lists…with Personal Service at Affordable Prices! At KM Lists we work for you, handling your mailing list needs from beginning to end. Our vast wealth of knowledge enables us to present options to the client and discuss what is in their best interest by recommending a specific mailing, phone, and fax or email list that best meets client needs and explain why.

Directed by Carly Cussen: ‘Midnight Lover’ Available for FREE from the Wiley Zip Files. © A-List 2010

Find More List Articles

Posted in List | Tagged , , , , , , , , , | Leave a comment

Virgin Media Takes Sky to Court

sky
by ehpien

Virgin Media Takes Sky to Court

Virgin Media (VM) has taken Sky to court in the latest step in the ongoing public row between the two companies.


Sky and Virgin Media fell out at the beginning of March over the price to be charged for the carriage of the Sky Basic Channels by the cable TV provider. The two sides failed to reach an agreement before the previous contract expired and as a result VM customers lost the Sky Basic Channels, including Sky One, Sky News and Sky Sports News.


The very public fall-out and subsequent channel loss led to customers of Virgin Media both criticising and supporting their own digital TV provider. Some of those who ended up disappointed at losing such channels immediately cancelled their contracts and switched to Sky, whilst others who showed their loyalty to VM were rewarded with discounted contracts and extra services.


However, despite no agreement being reached between the two companies, Virgin Media threatened to take Sky to the High Court to resolve the row and now has done so claiming Sky was abusing its dominant market position. Sky has denied doing so and has said that the action was “without foundation” and called on Virgin to resume negotiations. VM claims that Sky tried to double its prices for the Basic Sky Channels. However, Sky says the increase would have cost VM just 3 pence per customer per day.


It is not just the price of the Sky Channels which is being challenged. Virgin Media is also challenging the rates imposed by Sky for carrying Virgin’s TV channels. It is believed that Sky recently renegotiated the price it would pay for carrying channels such as LivingTV, Challenge and Bravo, before it announced that the price for its own channels to VM would be rising. Virgin Media is hoping that it will be able to get the Sky Channels at a lower price than is being asked for and at the same time increase the price it charges Sky for its own channels to bring them more in line with current market trends.


Virgin Media brought the action under the UK Competition Act 1998 and Article 82 of the EC Treaty.


“Sky, which accounts for almost 70% of the country’s pay TV subscribers, is dominant in the UK Pay TV market and has engaged in a strategy to stifle competition by using its dominance against Virgin Media,” the company said in a statement.


Sky denied the claims and its chief operating officer Mike Darcey said that they had invited VM to return to the negotiating table and that the services Sky was offering for the higher fee would have meant a “bigger and better choice” for customers. Sky say that along with the Sky Basic Channels they had offered to include Sky Three and Sky Arts along with On Demand and High Definition services to VM customers for the increased fee.


“Virgin Media is saving money as a result of this dispute but it hasn’t reduced prices. Millions of customers have lost access to the shows they enjoy and it is clear that many resent paying full prices for fewer channels,” Mr Darcy added.


The case is ongoing.

Guide to TV discusses television options for residential customers, primarily for the UK market. Find out more about getting the best option for your home at Guide to TV.

More Sky Articles

Posted in Sky | Tagged , , , | Leave a comment

If I Were a Boy Ringtone | Beyonce – if I Were a Boy

If I Were a Boy Ringtone | Beyonce – if I Were a Boy

If I Were A Boy Ringtone by Beyonce. Download If I Were A Boy Ringtone. Get If I Were A Boy Ringtone – Beyonce.

Click Here & Sign Up to Download the If I Were A Boy Ringtone by Beyonce

If I Were A Boy is a new single by Beyonce and is one of the most popular songs in the world. The If I Were A Boy Ringtone by Beyonce is one of the hottest songs in America. The track has been rising up popular music charts including the Billboard Hot 100 and Canadian Hot 100. If I Were A Boy is also a top download on iTunes and the If I Were A Boy music video is one of the most popular videos on YouTube. Beyonce has released some great songs over the last few years, but If I Were A Boy is one of the best. If I Were A Boy is a top single by Beyonce which has reached the top 10 of the Billboard Hot 100 and Hot RingMasters Chart. Learn how to download the If I Were A Boy Ringtone by clicking on the link below:

** Download Bonus Ringtones for Your Cell Phone **

If you are looking for a new ringtone for your mobile phone, the If I Were A Boy Ringtone is the perfect choice. You can download the If I Were A Boy Ringtone or any other ringtones by Beyonce by clicking on the link below and signing up. To get the If I Were A Boy Ringtone sent directly to your phone, simply click on the link below and enter your phone number. Then confirm the PIN number and install your new If I Were A Boy Ringtone! Don’t wait – get the If I Were A Boy Ringtone by Beyonce on your phone now:

Click Here & Sign Up to Download the If I Were A Boy Ringtone by Beyonce

Posted in Boy | Tagged , , | Leave a comment

To Live is to Have Problems and to Solve Problems Means Growing Intellectually

To Live is to Have Problems and to Solve Problems Means Growing Intellectually

To live, is to have problems and to “solve problems” is to grow intellectually,” quoted J. P. Guilford.

In other words, we all run into or face problems sometime, or the other. Problems can be work related, or personal problems and it can be said that one man’s solution to a problem could turn to be another’s nightmare. This is because according to Guilford’s “Structure of Intellect” (SI) theory, an individual’s performance on intelligence tests can be traced back to the underlying mental abilities, or factors of intelligence.

Personal Problem

About five years ago, I became handicapped and this put me in a catch-22 situation. Here I was all set to go out for any little excuse but for some reason or the other, I just couldn’t get myself to doing it. It was absolute misery and it wasn’t a surprise when things spiraled quickly out of control. I managed to alienate myself from most of my friends and family and infact did a good job of it. It was then the computer and the net came to my rescue. It’s funny which how much you can do with this machine. There is enormous potential out there for mothers based at home who can work out wonders with this machine and the net and this applies to men working from home as well

Since then, it became a full time relationship with the computer and net and the question of doing another job did not even arise. Now, the subject question here is; whenever you ever run into such serious problems, what are the methods or processes that have been adopted in resolving it.

Sometimes, the problems resolve itself like in my case, and all it required was some time. In other words, it did not require any outside help, such as a shrink to resolve it. Ofcourse, I did visit a shrink but that’s another story and we’ll leave that for a rainy day

I say this because when you encounter problems and tend to ignore them, they just disappear. It gives you the feeling that when you tend to ignore them, they just solve itself. It’s magical, solutions emerge from nowhere. In fact, this method made me more relaxed and I refused to view problems as they are. Instead I only view them as solutions that have encountered a minor setback or delay.

Theoretically, majority of the problems resolve themselves in the long run. All that remains are the worry and tension that it caused. In a time based scenario, the only “problem” is that we don’t know when the so-called problem would be resolved and the time-period could cause quite a bit of misery.

So let’s assume as per the subject topic we have run into a generic problem that need solutions. A problem as such cannot be described, as it must be remembered that no problem can exist in the absence of an objective. That is to say, we need to know exactly where we want to arrive so that we can properly determine our track, as well as direction.

In his lateral thinking theory, DeBono stressed the importance of “looking at a problem with a fresh perspective”. In other words, knowing our direction is an important aspect in problem solving.

Now, the first thing when I encounter a problem is change or restructure my way of thinking. For this I need sleep. By sleep, I mean a sound sleep. The sleep gives me a relaxed mind, and makes problem-solving far easier, instead of purely relying on intuition. After a sound sleep, your approach to solve the problem becomes more systematic, more balanced and logical. Starting from that point it becomes easier to see what lies in front of you.

The SIX Processes

After the sleep, it is better to split the problem into smaller problems and begin solving it step by step. It is realistic when you do this and write the processes down, as you would very soon begin to see the possible solutions that underlie within each problem. That is to say, in order to resolve problems effectively one has to understand the whole process and their role in making the problems work. And as we live in a talking culture, it is imperative that we put these things in writing. This procedure helps you identify the best solution embedded within each problem

After writing it down, the next step in our hypothetical problem is to identify pain points, if any, and identify the connections between the connecting pain points. This would help me understand the problem better and then take on the objectives and translate them into structured programs. Then I could evaluate which solution has the most advantages, and further break down these solutions into different stages, while at the same time conduct a SWOT analysis between solutions.

Thirdly, I will reflect on the possible solutions while consulting friends and relatives, and then conduct a strategic analysis and begin to tailor solutions according to feedback and sentiments. This would eventually result in deeper penetration and a larger perception of the whole problem

Stage number four is to evaluate all possible solutions, i.e., reviewing the problem point by point, while analyzing the pros and cons of each solution. The next step or stage number five is when I implement the decision. Last of all, stage number six is post-decision justification or evaluation of the outcome. Ofcourse this also means the implementation of any follow-up actions required.

Now the question is what have all these so called stages to do with my personal situation. Although, I applied all these processes, none of these methods were adopted in my case as the solution to my problem turned out to be time and patience. It was just out of frustration I started toying with the computer, and which eventually materialized in to a hobby and subsequently into a job. It is only when you encounter or run into problems, only then, these so called strategies materialize. In other words, it is only when you start visualizing the problem mathematically, you begin to analyze what the problem really is, and start approaching it in an organized and logical manner. Then the whole problem becomes easier to solve.

Conclusion

It is only when you start visualizing the problem mathematically, you begin to analyze what the problem really is and start approaching it in an organized and logical manner. Then the whole problem becomes easier to solve.

Don’t ever make the mistake of making the problem bigger than it is, as any solution appears to be good, and the actual problem is only as big as you perceive it to be. You should always visualize that you are “bigger” than the problem itself. This gives it a positive outlook, which definitely counts in solving problems in the long run. Finally, never give up whatever the problem may be. Just stick in there. You will soon find a solution. Remember, it is just that problems help you to enhance your ability to live happily.

Once you solve a problem, the feeling and satisfaction of solving it is so great that explaining it has just no words. In Living a Life That Matters, Harold S. Kushner (the Massachusetts rabbi whose best selling books include When Bad Things Happen to Good People) suggests that the most successful lives are the ones that most effectively manage and “solve their problems”.

 

The Telecommuter is a blogger and article writer and writes paid reviews, sponsored posts, articles and blog posts for advertisers and publishers

Posted in Problem | Tagged , , , , , | Leave a comment

Getting a Maine Mortgage: The New Process

Getting a Maine Mortgage: The New Process

Nowadays in this market, it is actually more essential than ever before to have a professional assist you in your hunt for a Maine Mortgage. The days of “Everyone is Approved” are over, and these are the times of “Even in the event you qualify, may very well not”! I had an underwriter let me know just the other day that despite the fact that you qualify for a mortgage, meeting every one of the guidelines, you might still not qualify. What?!? What do i mean?

 

I thought it was as simple as Applying, Qualifying and Closing?

 

Not anymore¦.welcome to the new Maine Mortgage Industry, where we are bailing out the mistakes of Wall Street, along with the major mortgage companies for the ridiculous mortgages they made. The best one was 100% NINA along with a 660 Consumer credit rating. NINA stood for (it obviously no longer exists) No Income, No Assets! Really, they really gave someone a Maine Mortgage without any income, with no assets and with no money down? Yes, and because of it, we are paying for it now. I’ll explain what the underwriter I mentioned above meant. Up to now, the process went something like this:

 

Qualify the borrower, take application, submit it to an automated decision engine, and close the loan.

 

There are automated decision engines that analyse if the loan quality meets the mortgage programs standards. These are called DU and LP. In past times, any time you had a DU Approve/Eligible or an LP Accept, you were approved for a Maine Mortgage. All the underwriter did was assess the documents to determine if they matched up to what was submitted to the engine. Now, it’s different. We still have DU and LP, and we still must submit the loans to them and get an Approve/Eligible or an Accept “but now there is much more to it than simply the approval. Due to the Mortgage crisis, the lenders have grown to be considerably stricter. Not only must you have an approval, but, the credit score, and also credit profile will have to be good. Let’s say you have a 645 credit score, and your loan received an Approve/Eligible. The underwriter will review your credit history, and if there are too many late payments, or a habit of shoddy credit, they are able to still decline your loan. Ah, that’s what she meant. That’s a change from 3-4 years ago.

 

This is the reason you’ll need a professional Maine Mortgage Broker/Lender to help you!

 

You want one who now’s the particulars of the approval process. You want someone who will allow you to make the correct decision for you and you future. You may be thinking you’re ready to get a Maine mortgage now, but you may not be. The purchase of a home is quite possibly the biggest and most important decision you’ll ever make. Why buy a house now, and foreclose in two years time, as it was not a good situation in your case? Good Mortgage decisions are more important now than in the past.

Get all theinside information you need about a Maine Mortgage. A home loan very well may be the most important financial decision of your life, so get the tools you need to succeed. Check me out at http://travispenny.com/mainemortgage/

Find More Main Articles

Posted in Main | Tagged , , , | Leave a comment

Close Kept Secrets to Weight Loss Lesson #14

Close Kept Secrets to Weight Loss Lesson #14

Close Kept Secrets to Weight Loss Lesson #14

You know what is so amazing? We get to keep learning how to
improve ourselves. Each day brings a new opportunity for us to
practice unconditional love, especially of ourselves. Loving
your body is demonstrating unconditional love. Think what your
body does for you each day.

Right now, say: I love my body, I love my body, I love my body,
I love my body! Feels great, doesn’t it? Our bodies are
incredible gifts from God. If we’re experiencing resistance to
change, then we’re resisting God’s loving message. What are you
resisting?

I was on a teleseminar recently and the topic was visualization.
The message was very powerful. Let me share with you what I
learned.

Take out a piece of paper and a pen or pencil. Write down 5
things that you desire in your life. It can be a car—mine is a
red BMW convertible and I have a picture of it on my dream board
and look at it everyday while I say affirmations in my energy
circle. Of course, in my visualization the real George Clooney
is in the passenger seat, not my cardboard cutout of George that
a friend gave me.

Maybe you want a new house, a trip to Hawaii, thousands of
dollars, a new outfit as you achieve your ideal weight. Whatever
it is, write down 5 things.

Say the statements out loud, shout them and do the visualization
hiney dance to them. I do love shaking it. I read a cute quote
the other day….what if the hokey pokey is what it’s all about?
Interesting thought, huh?

You know what? I took a break from writing, went for a walk and
just came back. While I was on my walk, guess what I saw? A red
BMW convertible!! Now, is that synchronicity or what? You know
what I should have done? Jumped out in front of that car and
made the driver get out and give me her car. Ooooppps…wrong
vibration. The focus is higher vibration and manifesting it
through Divine means. See the difference in vibration levels.

I will manifest that car. I don’t know how it will come; I just
know it will. I only know why I desire it. I like the feeling
that it conjures up….the feeling of freedom, sex appeal,
youthfulness, being a hottie!

We’ve all experienced times throughout the day where we have a
lull….where our energy is low or flat. What we want to do is to
keep that vibration high so we constantly are aligned with the
energy that we’re pulling to us. When we are in a low or flat
vibration, those things we desire can’t be propelled to us
because our thoughts are creating a disconnection. When our
thoughts are creating and saying, “Yes, I am attracting a red
BMW convertible” then we keep the energy lines open and that car
will reveal itself.

It’s like that phone commercial, “Can you hear me now?” When
we’re in low vibration, that which we want to attract cannot
hear us. Guess what shows up? Everything we don’t want. Now,
when we’re in high vibration, the reception is great and we get
heard loud and clear. All that we desire flows easily to us.

Let’s practice. We’ll name these the High 5. Get it? 5 things
that will manifest at a High vibration. I just made that up and
I believe it’s extremely clever. Read those statements and
dance, dance, dance!!

Now, you’re going to be carrying that list with you throughout
the day and take it out and do the routine of saying the
statements out loud with enthusiasm. Do this several times
throughout the day and notice how your energy will remain at a
high vibration. I encourage you to get carried away and shake,
shake, shake, shake, shake, shake, shake your booty while saying
them. Now say them over and over and really put some feeling
into it. I know you can do it!

I’ve had a practice of doing this type of visualization in the
morning and at night while reading those things that I am
manifesting in my life. I had noticed that I was experiencing
some lulls in my energy during the day, and was grateful to hear
this Divine message on how to sustain the high energy throughout
the day. I’ve been doing this a few days since I heard this on
the teleseminar and I’ve seen remarkable results. We were told
to make a commitment to ourselves and make it a goal for 30
days. I encourage you to do the same. For 30 days take time to
shout the High 5′s throughout the day. I look forward to hearing
about your results.

God is AWESOME! I am shouting that statement from my office
window right now. I just opened the window and shouted it so
everyone could hear. Oh, the birds just flew away. They’ll be
back….I have a bird feeder.

We’re on fire!! Nothing can stop us!!

High 5!

Love and hugs,

Tami http://www.tamiclose.com http://www.closekeptsecrets.com

Tami Close is a weight loss expert and uses an integrative
method, including cleansing and nutritional products from
Isagenix, in her weight loss management practice. She is a #1
bestselling co-author with Mark Victor Hansen and Wayne Dyer.

Posted in Close | Tagged , , , , , | Leave a comment

Outside’s Creative Team Building Events

Outside’s Creative Team Building Events

Who are Outside?

Outside is a team building company with a difference, with a creative twist, with a sense of adventure, with a lot of fun and passion and with a real purpose.

Outside offer a wide variety of team building events and activity days, all of which make the most of our exciting outdoor location.Outside understand the importance of developing essential workplace skills and enhancing team development so the events are designed to drive positive change and bring the best out in your staff or team.

Outside events are not rigid and fixed but are highly flexible so that the day is always tailored and personalised to suit your requirements.

Team Building Events

Our creative team building events are listed below to stimulate your thinking but they are by no means set in stone. We have rarely run the same event twice so tell us which events you like and we will customise a day’s activities just for you.All of our team building events are based outdoors in the fantastic setting of Eastnor Castle estate.

Our events are goal orientated, engaging and are designed to enhance workplace skills building on the performance of an individual and the team.It is very important to us that your day is rewarding, purposeful, inclusive, collaborative and fun with everyone feeling that they have achieved a personal goal and gained knowledge.

From cookery to photography, from pioneering to communication, from mentally stimulating giant puzzles to adrenalin packed high and low ropes challenges.

Wilderness Cooking

Take a breath of fresh air and come to a different type of culinary team build day. The ‘kitchen’ is situated in the woods around the Castle where you will learn about outdoor and survival cooking such as roasting food over a fire, fire pits, stews and smoking fish.The locally sourced produce will provide the basis for your team to work in groups to produce a meal in an environment, which they have probably never experienced before. It is a group challenge and regardless of how skilled you are in the kitchen at home, nature’s kitchen is a different ball game and a new challenge.

The team will work towards a three course meal, which they will all get to enjoy at the end of the day. The activity is designed to focus on communication skills, leadership, creativity and initiative whist being fun and tasty!

Picture Perfect

This event uses photography to highlight to teams the importance of working together and how each individual role contributes to the team or organisation as a whole.

The participants are given cameras and given the task of creating a large photographic mosaic of the whole team. This requires careful planning and communication as well as group management. The teams will also have to tackle some collaborative tasks in order to complete the challenge successfully. It allows for many skills to come to the fore and does not require all participants to be overly active. The group will leave with a memory of the day, which will act as a reminder of how they can achieve an objective by working closely together.

Creative Expression

Set your creativity free with this activity that is designed to promote free expression whilst developing or enhancing individual and group creativity.

This is not an art course but a team building event situated in the Castle grounds, which uses natural materials found on the estate to create pieces of art. To be successful the participants need to work together in small groups, by planning, using their initiative and managing the flow of ideas. The final challenge is to create a giant picture as one large group with just the natural materials around them and of course their imagination.

The Venue

Outside are exclusively based at Eastnor Castle, which is situated in the Malvern Hills, an area of natural beauty. The Castle offers a venue packed with prestige, high quality facilities for meetings, accommodation and dining, all of which create a special and memorable experience.

The Estate provides 5,000 acres of varied terrain and Outside work with the natural topography of the land to involve underground and tree-top activities with everything in between.Using the surrounding environment and natural elements we are able to create team building days that are invigorating, inspiring and best of all a real break from the city and the office environment.

Whilst the venue is situated in the heart of the countryside it is only ten minutes from the national motorway network. The Castle is 2½ miles east of Ledbury on the A438 Tewkesbury road.

Find out more about Outside’s Team Building Events.

More Outside Articles

Posted in Outside | Tagged , , , , | Leave a comment